LOS ANGELES — In a landmark move poised to reshape vehicle risk management, Yazaki North America (YNA) has entered into a strategic financial partnership with MOTER Technologies, Inc., a California-based subsidiary of Aioi Nissay Dowa Insurance Co., Ltd.
The agreement, finalized on June 10, 2025, aims to deliver next-generation insurance solutions through the convergence of AI, automotive technology, and data science.
Transforming Mobility with AI-Driven Risk Solutions
The automotive industry is in the midst of a “once-in-a-century transformation” marked by the rise of electrification, autonomous driving, and connected vehicle ecosystems. With mobility risks growing more complex, the need for data-driven insurance software is urgent.
Yazaki, a global leader in wire harnesses and commercial vehicle components, sees strong synergy in MOTER’s real-time, in-vehicle insurance software, which offers dynamic risk evaluation using edge computing and computer vision. This partnership will allow the two companies to jointly create AI-powered solutions that help reduce traffic accidents and provide real-time premium optimization.
Operational Details: What the Partnership Delivers
Under the agreement:
- Yazaki North America has made a strategic equity investment in MOTER Technologies
- The partnership will fuse Yazaki’s advanced AI capabilities with MOTER’s U.S. market insurance expertise
- The integrated platform aims to serve automakers and mobility service providers with solutions designed for EVs, AVs, and shared mobility
- Focus areas include accident reduction, onboard software innovation, and embedded insurance solutions
Economic and Strategic Impact
This collaboration builds on ongoing dialogue since 2021, reflecting a long-term shared vision for mobility insurance as a real-time, data-informed service. It is also aligned with Yazaki’s corporate mission of being “a corporation needed by society” and supports Aioi Nissay Dowa Insurance’s CSV × DX (Creating Shared Value through Digital Transformation) framework.
The partnership will accelerate MOTER’s commercialization pathway while enhancing Yazaki’s presence in AI-powered mobility applications—delivering mutual value for the U.S. mobility market and setting a precedent for global scalability.
