Yubi, India’s largest unified lending platform, has taken a bold step toward global scalability by partnering with Cockroach Labs. Through the integration of CockroachDB into its Lending Operating System, Yubi is reimagining how infrastructure can drive both reliability and explosive growth in fintech.
Why the Need for New Infrastructure?
Yubi currently manages over ₹1.65 lakh crore in debt volumes across 6,200+ lenders and investors. Such scale demands not just high performance, but also bulletproof compliance, resilience, and future-ready scalability.
“CockroachDB gives us the confidence to scale fearlessly,” said Venkat Ramana Sonnathi, Chief Architect at Yubi.
With ambitions to multiply transaction volumes by 10x and expand globally, Yubi needed a database solution that was:
- Geo-partitioned for better data localization and latency
- PostgreSQL compatible for seamless integration
- Cloud-neutral for flexibility across providers
How CockroachDB Powers Yubi’s Growth
CockroachDB brings features tailor-made for Yubi’s bold roadmap:
- Global data distribution ensures transactions are fast and compliant, regardless of geography.
- Horizontal scalability means Yubi can handle massive spikes in user activity without breaking a sweat.
- Zero downtime upgrades allow continuous improvements without service disruptions.
As Spencer Kimball, CEO of Cockroach Labs, put it:
“Yubi is modernizing how debt flows in one of the world’s most complex markets.”
A New Chapter for Fintech Infrastructure
This move reflects a deeper shift happening in fintech: Infrastructure is no longer a backend afterthought—it’s becoming a strategic advantage.
By choosing next-generation systems like CockroachDB, platforms like Yubi are:
- Future-proofing their operations
- Enhancing user trust through speed and reliability
- Unlocking new markets with a global-first mindset
With tech as the backbone, Yubi is not just scaling—it’s reshaping how lending ecosystems operate in India and beyond.
Source: Yubi